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General Liability Insurance & Professional Liability (E&O) and Insurance Quote

General Liability

Many Coverages in One Policy

A home-based business owners policy contains commercial general liability insurance and many other important coverages to protect your business against claims that result from bodily injury and property damage and office exposures. 

Who should use this page:

Here is a sample list of the coverages that you may see as part of your business owners policy.
  • General Liability Insurance
  • Business Personal Property | Equipment
  • Loss of Business Income
  • Valuable Papers
  • Personal Advertising Injury
  • Products and Completed Operations

For many home-based businesses, errors and omissions is included with a small amount of coverage, but we can obtain quotes for higher limits to help protect you and your business.

 

Home-Based Business Insurance

 

Business Owners Policy Insurance Links:

 

 

 

Need help?

(949) 270-0609

Looking for insurance or a bond?  Just use the form to the left to let us know what you need.  We are happy to help.

Products Available for your Business

General Liability
Professional Liability
Surety Bonds
Crime Insurance
EPLI
Directors & Officers
Workers Comp
Cyber Liability

 

 

 

If you have more than one LOCATION, please tell us about the other locations in the additional information section.

 

 

We will use the basic information that you provide us and then contact you if we have questions.  Quotes generally take from 24-48 hours, but if you need something today, please email or call after submitting your request.

 

Camera Equipment Coverage: Coverage for specific photography equipment that travel to various locations and do not remain on the premises. This is a generic definition and more specific information and policy samples are available.

 

 

 

Need help?

(949) 270-0609

 

 

 

 

 

 

ABOUT THE OWNER / PRINCIPAL

Company Name:
First Name:
Last Name:
Address:
City:
State:
Phone:
Zip Code:
E-mail:
Confirm E-mail:

ABOUT THE BUSINESS

Name of Business:  
Type of Business:  
Description of Business:
Year Started:    
Years experience in industry:     
Tax ID #
   
Gross Receipts: $  Definition
New businesses may estimate their gross receipts, but we need this information to obtain a quote.
 
 

Commercial General Liability / Business Owners Policy

   
General Liability Limits: $
   
Space Occupied (sq feet):  
   
Building Security System?  
   
Location:
   

PROPERTY INSURANCE (added to the general liability quote) - OPTIONAL

   
Business personal property and equipment?
(office equipment, supplies, furniture) (we can quote coverage for inventory and food spoilage based on your industry)
   
Camera Equipment:
(this equipment will need to be listed with each item and value when we finalize the application)
   
   
Year Building Built: (estimate is acceptable)
   
Building Insurance?
(optional and may include tenant improvement coverage, or for the building)
   
*** Do you currently have insurance (if yes, with what carrier? 
 
  Current Premium:  
   
Prior Claims:
   
  Do you have any other information about your business, or comments that you would like to share? Please place special requests here, such as extra coverage for special items.
 
   
   

 

 

NO COVERAGE IS BOUND, OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT INSURANCE.

Copyright 2011 Stratum Insurance Agency, LLC