Home-Based Business Insurance


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Home- Based Business Owners Policy Insurance

Professional Liability (E&O) and General Liability Insurance Quote

General Liability

Many Coverages in One Policy

A home-based business owners policy contains commercial general liability insurance and many other important coverages to protect your business against claims that result from bodily injury and property damage and office exposures. 

Who should use this page:

Here is a sample list of the coverages that you may see as part of your business owners policy.
  • General Liability Insurance
  • Business Personal Property | Equipment
  • Loss of Business Income
  • Valuable Papers
  • Personal Advertising Injury
  • Products and Completed Operations

For many home-based businesses, errors and omissions is included with a small amount of coverage, but we can obtain quotes for higher limits to help protect you and your business.



Business Owners Policy Insurance Links:




Need help?

(949) 270-0609

Looking for insurance or a bond?  Just use the form to the left to let us know what you need.  We are happy to help.

Products Available for your Business

General Liability
Professional Liability
Surety Bonds
Crime Insurance
Directors & Officers
Workers Comp
Cyber Liability




If you have more than one LOCATION, please tell us about the other locations in the additional information section.



We will use the basic information that you provide us and then contact you if we have questions.  Quotes generally take from 24-48 hours, but if you need something today, please call after submitting your request.






Need help?

(949) 270-0609







Company Name:
First Name:
Last Name:
Zip Code:
Confirm E-mail:


Name of Business:  
Type of Business:  
Description of Business:
Year Started:    
Years experience in industry:     
Tax ID #
Gross Receipts: $  Definition
New businesses may estimate their gross receipts, but we need this information to obtain a quote.
Do you currently have one of the following?
  We ask this question because some, not all, small business policies policies require you to have insurance at your home if you do not have an office.

Commercial General Liability / Business Owners Policy

General Liability Limits: $
Space Occupied (sq feet):  
Building Security System?  

PROPERTY INSURANCE (added to the general liability quote) - OPTIONAL

Business personal property and equipment?
(office equipment, supplies, furniture) (we can quote coverage for inventory and food spoilage based on your industry)
Year Building Built: (estimate is acceptable)
Building Insurance?
(optional and may include tenant improvement coverage, or for the building)
*** Do you currently have insurance (if yes, with what carrier? 
  Current Premium:  
Prior Claims:
  Do you have any other information about your business, or comments that you would like to share? Please place special requests here, such as extra coverage for special items.