Recent Entries

Why do you need Christm...

Why buy Christmas light installer insurance? As the holiday season approaches, many people are gearing up to deck their halls with festive Christmas lights. But for those who are hired to install these lights, there are a number of risks to be aware of. One of the biggest risks for...
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Christmas Light Install...

You can now purchase general liability insurance for a Christmas light installer or holiday light installer with options for daily and monthly coverage on this page. You will also get unlimited Acord 25 certificates of insurance that you can access online after you buy insurance. You can...
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Life Coach Insurance

Insurance for Life Coaches is now available for purchase online. You can purchase several coverage types and obtain same-day proof of insurance. General liabilityProfessional LiabilityData Breach Coverage Click this link to get a quote today:...
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Dance School Insurance

Why do dance schools needs insurance? Dance schools and dance studios have insurance risks that are both on the dance floor and off the dance floor. When thinking about your dance business, consider several of the following potential claims. Slip and Fall Claims –  this is probably...
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Yoga Studio and Pilates...

Buy Yoga Studio Insurance Online Yoga Studio Insurance and Pilates Studio insurance are now available at buff.ly/2gqS1yv. You can purchase coverage for your dance school, yoga studio, or pilates studio that offers general liability and accident medical coverage. There are many risks in...
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Holiday Season Mall Kio...

​Seasonal business insurance –  do you have a business that will be open only drink the holidays season ? It’s likely that you are having trouble finding general liability insurance that is required by the mall.   You can purchase General liability online...
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Why is it hard to find ...

Do you own a condo and rent it to others?  A common question  that we receive from condominium owners is: why can’t I find condo insurance when I use it as a rental.  One reason but some companies do not want to sell this insurance is because condominium owners have...
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Holiday DUI – Check Your Insurance

Holiday DUI – Che...

Your First DUI and Insurance Did you receive a ticket for driving under the influence or driving while intoxicated over the holiday weekend? Along with contacting an attorney, you want to contact Stratum Insurance Agency immediately to discuss your insurance needs. It is important to...
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SR22 Insurance Filing f...

Non-Owners Auto Insurance You can purchase auto insurance without a car.  Stratum Insurance Agency can help you with this type of insurance, often called a non-owners policy.  These policies are available in almost every state and you can easily request a quote online for non-owners auto...
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Mobile food cart insura...

Mobile vendors,  whether you sell food or other products, from a cart, a pop up tent, a trailer, or just a table and chairs that you set up at a local flea market or swap meet can purchase liability insurance online at www.foodvendorinsurance.com You will notice that you can choose...
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Snow Shoveling Tips and...

Snow shoveling can be a lot of work. Between the snow and ice storms in the colder parts of the U.S., the responsibility to clear your sidewalk, driveway, and various other paths are on your list of tasks. Shoveling snow may seem quite simple but many people don’t complete the task...
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Veterans Day 2015

On this Veterans Day, take a moment to thank those in your life who have been there to protect us all.  Thank you from our family to all those who serve.  
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Christmas Light Install...

It is the season for light installer insurance, and Stratum Insurance Agency can help with your general liability, whether you are looking for a three month policy or an annual policy. Getting a quote is very easy with our small business team, simply use the link below to request a quote...
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Park Model Home Insuran...

Park model homes and mobile homes are eligible for many of the same insurance coverages as traditional homes. There are coverage options available for things such as water backup coverage, replacement cost, other structures such as fences and gates that makes around your property, and...
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Pumpkin Patch Insurance...

Pumpkin Patch General Liability Insurance Pumpkin Patch insurance qualifies for our rapid quoting system, which means same day quotes for pumpkin patches and Christmas tree lots as well. General liability is sometimes referred to as “slip and fall” coverage, but it can...
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Music Therapist Insuran...

Stratum Insurance Agency has added Music Therapist Insurance to our easy online quote request. Like other counselors and therapists, people in this industry need several coverage lines to protect themselves. A quote can offer: general liability insurance professional liability insurance...
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Property Manager Profes...

Why does a property manager need professional liability insurance? There’s a long list of potential claims, but here are just a few: Discrimination Failure to collect rents on time Mishandling of funds Failure to complete repairs Failure to run background checks on tenants If you...
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Camp and Conference Ins...

Camps and Conferences can now purchase insurance online Quote and buy online There is inherent risk in having a camp of conference, even if it’s only for a few days. You have the classic slip and fall claim to consider, but that’s just a starting point when thinking about...
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Counselor and Therapist...

Insurance for Counselors and Therapists The business of counseling and helping others comes with great risks.  Whether it is the chance of a slip and fall claim, a client claiming that your guidance resulted in a financial loss, or even a claim for abuse, there are numerous risks...
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New Business Quote Requ...

  You can now request quotes online from our small business team for: Fashion Trucks can be quoted at www.fashiontruckinsurance.com Food Delivery Networks (like GrubHub) Food Taxi that delivery food but are not caterers Uber / UberX / Lyft / Sidecar Businesses Zorb Balls (Human Hamster...
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How to Buy Disc Jockey ...

Disc Jockey Insurance – instant certificates of insurance with purchase DJs and KJs often need insurance to perform at a local venue.  For example, if you are DJ’ing a wedding, you may need a certificate of insurance to show the hotel that you have coverage. You should also...
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Manufactured Home Insur...

Manufactured homes are quite popular for retirement, secondary homes, and those who may enjoy living in a smaller and easier-to-maintain space. Many manufactured home parks offer amenities for the residents.  Of course, some people have enough additions to make it bigger than a...
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Memorial Day 2015

This memorial day, make sure that those who are gone are not forgotten. Stratum Insurance Agency LLC is closed in honor of our soldiers that protect our freedom.    
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Interior Designer Insur...

Interior designers and decorators need insurance. The interior design profession is not one where you can overlook the insurance. Let’s look at some basic claims: Professional Liability: You recommend a beautiful countertop for a kitchen that costs $10,000.  The client installs the...
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Vaping Store – E-...

E-cigarette Store and Vaping Store Products Liability   Did you know that if you directly import products for an e-cigarette business, such as the liquids, electronic cigarettes or other “vaping” related products that you can be held liable as the manufacturer and for claims from use of...
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Enhanced Property Prese...

The  newly enhanced property preservation insurance page can help both property preservationists and mortgage field inspectors request quotes online. There are several types of insurance to consider, including: – general liability – professional liability – commercial...
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Face Painter Insurance

Face Painter Insurance

The new performer insurance website allows face painters to get a quote and buy insurance online.  Face painters and other performers can choose from 2 options: Liability only policies, with an option for one day policies up to annual policies starting at $150 Liability + Property...
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Reptile Show Insurance

Reptile, Lizard, and Snake Shows can now request quotes online Liability with any type of animal-related or traveling education show is a real concern.  Same day quotes are available in most location.  Thanks to our easy electronic signature system, buying insurance is a simple process....
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Cost Containment Consultant Professional Liability

Cost Containment Consul...

Cost Containment Consultant Insurance Professional Liability Insurance Quote Requests Online are available – Same day quotes available for errors and omissions insurance and business owners policies – New businesses welcome – home-based businesses can be quoted   Request a quote...
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Immigration Consultant Insurance

Immigration Consultant ...

Immigration Consultant Insurance Online Quoting Page is now available We are adding more online quote request form sin 2015 to make doing business even easier.  You can use one easy form to request a quote for: professional liability errors and omissions property or equipment coverage...
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