Renters Insurance quotes are  available in 48 states.

Why buy Renters Insurance?

Renters insurance is an often overlooked form of protection that is available at a very competitive price.  It helps protect your personal liability and personal belongings.

Doesn’t my landlords insurance cover me?

In most cases, the landlords insurance is designed to protect the landlord, such as coverage for the building and his or her liability.  Your personal belongings and liability are your responsibility.  Many landlords actually require renters to purchase insurance for their personal property, such as furniture, clothing, computers, etc as well as personal liability insurance.

Coverages available on a renters insurance policy (partial list):

  • Personal Property – protects your personal belongings in the event of theft, fire, or many weather related claims.
  • Personal Liability –  If someone is injured in an accident in your home or apartment, your renters insurance can help protect you in the event of a liability claim (or lawsuit).
  • Loss of use coverage
  • Refrigerated Goods
  • Ask about adding identity theft coverage to your renters policy.
  • Other coverages are available – ask one of our friendly team members today.

What about a bundle discount?

In most cases, renters are eligible for similar discounts to homeowners.  Ask us about saving on both your auto and renters insurance, as well as options for renters who ride motorcycles.  Have a scooter?  Our powersports team loves to ride too.

If you are renting for a short period of time before you buy, we can assist you with a renters policy until your purchase a home or condo and then help with your homeowners or condo-unit owners insurance.

Moving out of State and Renting for some time

Do you find that you may have to move out of state for 6 months and rent your primary residence to a tenant.  Even if you live in one state but own property in another, we can help.  In this example, we can help with your renters insurance, a landlord policy for your rental property, and your tenants renters insurance.  Discounts may be available for us bundling both your renters insurance and landlord insurance.  If you move back into the property that you were renting out, we can assist with a homeowners

That’s the Stratum Insurance Agency difference, we can help with insurance in multiple states, so we are your centralized point of contact for your home, auto, business and powersports insurance.

Get a quote today:

 

 

** Coverage availability varies by location and policy.

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