Do I Need Renters Insurance?

    Do you need renters insurance? Let’s review some questions to learn more. • Do you own clothing, stereo equipment, a television, a computer, jewelry, a bicycle, a camera, artwork, furniture, antiques, coin collections, or other valuable items? • If fire damaged or destroyed the building, who would help pay for the loss of your personal possessions? Who would […]

    Read More

    LSV vs Golf Cart and Types of Golf Carts

    Are their different types of insurance policies for Low Speed Vehicles (LSVs) vs. Golf Carts? The simplified answer is yes.  There are also some insurance carriers that will write one but not the other.  We’ll start with the basic disclaimer that rules vary by location, vehicle, and policy type.  Next, let’s determine what type of […]

    Read More

    States where Stratum Insurance Agency LLC Can Help

    At this time a member of our team can assist with many types of insurance in the following 49 states: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii*, Idaho, Illinois,  Iowa*, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana*, Nebraska, Nevada, New Jersey, New Hampshire, New Mexico, New York*, […]

    Read More

    What is a bundle discount?

    The term bundle is an term that people use to describe the discount that you can receive for purchasing multiple policies with the same carrier or agency. For example, if we place two or more policies with the same carrier, you could be eligible for a discount.  Stratum Insurance Agency team members work to help […]

    Read More